Fast Funding for All Types of Personal Injury Claims
Personal injury cases can take months or years to settle. Your medical bills and living expenses can’t wait that long. 123 Lawsuit Loans gives you cash now while your personal injury case moves through the legal system. You get money today and only pay us back if you win your case.
We fund all types of personal injury claims. Car accidents, slip and falls, medical malpractice, dog bites, and workplace injuries all qualify. If you have a personal injury lawyer and a strong case, we can probably help you get the money you need right now.
Get cash in 24 hours. Call (888) 123-LOANS or apply online today.
Types of Personal Injury Cases We Fund
Motor Vehicle Accidents
Car accident lawsuits are our most common type of personal injury funding. Rear-end collisions, head-on crashes, and intersection accidents all qualify for cash advances. T-bone accidents and multi-car crashes often result in serious injuries and large settlements.
Truck accident cases qualify for higher funding amounts because of severe injuries and large insurance policies. Semi-truck crashes, delivery truck accidents, and commercial vehicle collisions cause devastating injuries. These cases often settle for hundreds of thousands or millions of dollars.
Motorcycle accident claims get approved for funding because riders suffer serious injuries. Road rash, broken bones, and traumatic brain injuries are common in motorcycle crashes. These injuries require expensive medical treatment and long recovery times.
Pedestrian accident cases qualify for personal injury funding because victims suffer severe injuries when hit by cars. Broken bones, head injuries, and spinal cord damage are common. These cases often have clear liability and substantial settlements.
Bicycle accident claims get funding approval because cyclists are vulnerable to serious injuries. Car versus bicycle crashes cause broken bones, head trauma, and internal injuries. Many cities have bike-friendly laws that help cyclists win cases.
Rideshare accidents involving Uber and Lyft qualify for lawsuit funding. These companies carry large insurance policies that cover passenger injuries. Both drivers and passengers can get funding for their injury claims.
Slip and Fall Accidents
Grocery store falls are common personal injury cases we fund. Wet floors, spilled liquids, and fallen merchandise cause serious injuries. Broken hips, wrist fractures, and back injuries happen frequently in grocery stores.
Restaurant accidents qualify for funding because establishments must keep floors safe. Spilled drinks, greasy floors, and poor lighting cause customers to fall. Burns from hot food and drinks also qualify for personal injury funding.
Retail store falls get funding approval because stores have a duty to maintain safe conditions. Cluttered aisles, torn carpeting, and poor lighting create dangerous situations. Many retail chains have insurance policies that cover customer injuries.
Hotel and casino falls qualify for lawsuit funding because these businesses see heavy foot traffic. Wet bathroom floors, broken stairs, and inadequate lighting cause guest injuries. These establishments usually have substantial insurance coverage.
Workplace slip and falls can qualify for personal injury funding if a third party is responsible. Construction site accidents, office building falls, and warehouse injuries may involve parties other than your employer.
Medical Malpractice Cases
Doctor negligence cases qualify for personal injury lawsuit loans because medical errors cause serious harm. Misdiagnosis, surgical errors, and medication mistakes can result in permanent injuries or death. These cases often settle for large amounts.
Hospital malpractice claims get funding approval because hospitals have substantial insurance coverage. Nursing errors, infection control failures, and communication mistakes harm patients. Hospital malpractice cases can take years to resolve.
Birth injury cases qualify for large funding amounts because injuries affect children for life. Cerebral palsy, brain damage, and physical disabilities result from delivery mistakes. These cases often settle for millions of dollars.
Surgical error claims get approved for funding because operating room mistakes cause severe harm. Wrong-site surgery, instrument errors, and anesthesia mistakes can be life-threatening. Surgical malpractice cases have clear evidence and strong liability.
Emergency room malpractice cases qualify for funding because ER doctors must meet high standards of care. Delayed diagnosis, medication errors, and discharge mistakes can worsen patient conditions. These cases often have time-sensitive evidence.
Workplace Injury Cases
Construction accident lawsuits qualify for personal injury funding when third parties are involved. Crane accidents, scaffold collapses, and equipment failures often involve contractors or equipment manufacturers. These cases can proceed alongside workers compensation claims.
Industrial accident cases get funding approval because workplace injuries can be severe. Chemical burns, machinery accidents, and explosions cause serious injuries. Third-party manufacturers or contractors may be liable for workplace accidents.
Workplace violence cases qualify for personal injury funding because employers must provide safe working environments. Assaults by coworkers, customers, or intruders can result in physical and emotional injuries. Security companies and property owners may share liability.
Toxic exposure claims get approved for funding because chemical exposure causes long-term health problems. Asbestos, chemical burns, and respiratory injuries from workplace toxins qualify for funding. These cases often involve multiple defendants and large settlements.
Wrongful Death Cases
Fatal car accident cases qualify for wrongful death lawsuit funding. Families lose income when breadwinners die in accidents. Funeral expenses and loss of support create immediate financial needs. These cases often settle for substantial amounts.
Medical malpractice deaths get approved for funding because families need money while pursuing justice. Hospital errors, surgical mistakes, and medication errors can be fatal. Wrongful death cases help families recover financially.
Workplace death cases qualify for funding when third parties are responsible. Construction deaths, industrial accidents, and workplace violence can result in wrongful death claims. These cases proceed separately from workers compensation benefits.
Product liability deaths get funding approval because defective products cause fatal accidents. Car defects, medical device failures, and dangerous drugs can be deadly. Manufacturers often have deep pockets and large insurance policies.
Product Liability Cases
Defective car cases qualify for personal injury funding because auto defects cause serious accidents. Brake failures, steering problems, and airbag defects result in crashes and injuries. Car manufacturers have substantial resources to fight these cases.
Medical device failures get approved for funding because defective devices harm patients. Hip implants, pacemakers, and surgical mesh cause pain and require additional surgeries. These cases often become class actions with large settlements.
Dangerous drug cases qualify for funding because pharmaceutical companies aggressively defend these claims. Drug side effects, inadequate warnings, and testing failures harm patients. These cases require expensive expert witnesses and lengthy litigation.
Consumer product injuries get funding approval because everyday products can be dangerous. Appliance fires, toy injuries, and tool defects cause serious harm. Product liability cases often involve multiple defendants and complex litigation.
How Personal Injury Lawsuit Loans Work
Simple Application Process
Apply online or by phone in just minutes. Personal injury cases are easier to evaluate than other types of lawsuits. We need basic information about your accident, injuries, and medical treatment. Your attorney’s contact information helps us move quickly.
Information we need:
- Details about your accident or injury
- Medical treatment you’ve received
- Your attorney’s name and contact information
- Insurance information if available
- Estimated value of your case
Most personal injury applications get reviewed within hours. Strong cases with clear liability often get approved the same day. We work directly with your attorney to speed up the process.
Fast Case Review
Personal injury cases are straightforward to evaluate compared to other lawsuit types. We look at liability, injuries, medical treatment, and insurance coverage. Most personal injury lawyers are familiar with our funding process.
Factors we consider:
- How the accident happened
- Who was at fault
- Severity of your injuries
- Medical treatment and expenses
- Available insurance coverage
- Your attorney’s experience
We have funded thousands of personal injury cases. Our team knows what makes cases strong and what insurance companies pay for settlements. This experience helps us approve cases quickly and accurately.
Quick Funding
Money in your account within 24 hours of approval. Personal injury funding gets processed faster than other case types because the process is well-established. Your attorney can provide documents quickly because personal injury cases follow standard procedures.
Funding amounts for personal injury cases:
- Minor injuries: $1,000 – $10,000
- Moderate injuries: $10,000 – $50,000
- Severe injuries: $50,000 – $100,000+
- Catastrophic injuries: $100,000+
We typically advance 10-15% of your expected settlement value. Strong personal injury cases with clear liability may qualify for higher percentages. We can also provide additional funding as your case develops.
Benefits of Personal Injury Lawsuit Funding
Pay Medical Bills
Medical treatment can’t wait for your lawsuit to settle. Personal injury victims often need ongoing care, physical therapy, and specialist appointments. Health insurance may not cover all treatment costs. Lawsuit funding helps you get the medical care you need.
Common medical expenses:
- Emergency room visits
- Hospital stays and surgery
- Doctor appointments and specialists
- Physical therapy and rehabilitation
- Prescription medications
- Medical equipment and supplies
Getting proper medical treatment helps your personal injury case. Better documentation of injuries leads to higher settlements. Some attorneys advance medical costs, but lawsuit funding gives you more flexibility.
Cover Living Expenses
Personal injuries often prevent people from working. Lost wages create immediate financial pressure. Rent, mortgage payments, and basic living expenses don’t stop while you recover. Personal injury lawsuit funding bridges the gap between injury and settlement.
Common living expenses:
- Housing costs (rent, mortgage, utilities)
- Transportation (car payments, insurance, gas)
- Food and household necessities
- Child care and family expenses
- Debt payments to maintain credit
Many personal injury victims face financial stress while fighting for fair compensation. Insurance companies know this and may offer quick, low settlements. Having lawsuit funding removes pressure to accept inadequate offers.
No Monthly Payments
Traditional loans require monthly payments starting immediately. Personal injury victims often can’t work and have no income. Lawsuit funding works differently – you make zero monthly payments. You only pay us back when your case settles successfully.
Payment comparison:
- Bank loans: Monthly payments start immediately
- Credit cards: Minimum payments due every month
- Personal injury funding: Zero payments until settlement
This structure makes perfect sense for personal injury cases. You get money when you need it most and pay back when you can afford it. If you lose your case, you owe nothing.
Maintain Financial Independence
Personal injury lawsuit funding helps you avoid borrowing from family and friends. Many injury victims exhaust savings and max out credit cards while waiting for settlements. This creates stress and damages relationships.
Benefits of financial independence:
- Avoid family conflicts over money
- Maintain your credit score
- Keep personal relationships intact
- Reduce stress during recovery
Having your own money gives you control over important decisions. You can choose your medical treatment, living situation, and lifestyle without depending on others. This independence helps your physical and emotional recovery.
Personal Injury Case Timelines
Investigation Phase (1-3 Months)
Personal injury cases start with investigation. Your attorney gathers police reports, medical records, and witness statements. This phase determines who was at fault and how much your case is worth. You can apply for funding during this early stage.
What happens during investigation:
- Police reports and accident reconstruction
- Medical records and treatment documentation
- Witness interviews and statements
- Insurance coverage investigation
- Expert witness consultation
Some funding companies won’t approve cases this early. We fund cases as soon as your attorney has basic information. Early funding helps you get proper medical treatment and avoid financial stress.
Treatment and Recovery (3-12 Months)
Medical treatment continues while your case develops. Your attorney documents all medical care and expenses. Treatment records become evidence in your case. Complete recovery or maximum medical improvement must occur before settlement.
Treatment phase activities:
- Ongoing medical care and therapy
- Medical bill collection and organization
- Lost wage documentation
- Pain and suffering documentation
- Insurance company communications
This is often the longest phase of personal injury cases. Treatment can take months or even years for serious injuries. Lawsuit funding helps you focus on recovery instead of financial worries.
Negotiation Phase (6-18 Months)
Settlement negotiations begin after treatment is complete. Your attorney presents your case to the insurance company. Most personal injury cases settle during this phase without going to trial.
Negotiation activities:
- Demand letter to insurance company
- Medical record and bill submission
- Lost wage and expense documentation
- Settlement discussions and counteroffers
- Mediation if required
Insurance companies often make low initial offers. Your attorney negotiates for fair compensation. Having lawsuit funding removes pressure to accept quick, inadequate settlements.
Trial Phase (If Necessary)
Less than 5% of personal injury cases go to trial. Most settle during negotiations. Cases that go to trial typically involve disputed liability or very large damage amounts. Trials can add 12-24 months to case timelines.
Trial preparation includes:
- Discovery and depositions
- Expert witness preparation
- Trial strategy development
- Jury selection and trial
- Verdict and possible appeals
Trial cases often result in higher settlements or verdicts. Having lawsuit funding lets you pursue maximum compensation instead of settling for less because you need money quickly.
Personal Injury Settlement Amounts
Minor Injury Settlements
Minor personal injury cases typically settle for $3,000 to $25,000. These include soft tissue injuries, minor cuts and bruises, and temporary disabilities. Recovery time is usually less than six months.
Common minor injuries:
- Whiplash and neck strain
- Minor back injuries
- Cuts, bruises, and scrapes
- Sprained joints and muscles
- Temporary pain and discomfort
Even minor injury cases can qualify for lawsuit funding. Medical bills and lost wages add up quickly. Having funding helps you get proper treatment and avoid accepting low settlement offers.
Moderate Injury Settlements
Moderate personal injury cases typically settle for $25,000 to $100,000. These involve broken bones, significant soft tissue damage, or injuries requiring surgery. Recovery time ranges from six months to two years.
Common moderate injuries:
- Broken arms, legs, or ribs
- Disc injuries requiring surgery
- Concussions and mild brain injuries
- Significant scarring or disfigurement
- Injuries requiring multiple surgeries
Moderate injury cases qualify for higher lawsuit funding amounts. These cases often involve substantial medical bills and longer periods of lost wages. Insurance companies fight harder against larger claims.
Severe Injury Settlements
Severe personal injury cases typically settle for $100,000 to $1,000,000. These involve permanent disabilities, major surgeries, or life-altering injuries. Recovery may take years or be incomplete.
Common severe injuries:
- Spinal cord injuries and paralysis
- Traumatic brain injuries
- Multiple fractures and trauma
- Permanent disabilities
- Loss of limbs or function
Severe injury cases qualify for the highest lawsuit funding amounts. These victims face enormous medical bills and permanent income loss. Insurance companies aggressively defend high-value claims.
Catastrophic Injury Settlements
Catastrophic personal injury cases often settle for over $1,000,000. These involve permanent total disability, wrongful death, or injuries requiring lifetime care. These cases often go to trial for maximum compensation.
Common catastrophic injuries:
- Complete paralysis
- Severe brain damage
- Multiple amputations
- Permanent vegetative state
- Fatal injuries (wrongful death)
Catastrophic injury cases qualify for our highest funding amounts. Victims and families face immediate financial crises while pursuing long-term compensation. These cases require substantial resources and expert witnesses.
Rates and Terms for Personal Injury Funding
Competitive Rates
Personal injury cases get our best rates because they’re easier to evaluate and have higher success rates. Rates start at 2.9% monthly for the strongest cases. Most personal injury clients pay between 3.5% and 4.5% monthly.
Rate factors for personal injury cases:
- Clear liability and fault determination
- Severity of injuries and medical treatment
- Available insurance coverage
- Attorney experience and reputation
- Expected timeline to settlement
Personal injury cases have predictable patterns and outcomes. This allows us to offer competitive rates compared to other lawsuit types. Our rates are typically lower than credit cards or other emergency funding options.
Fee Protection
All fees are capped at 36 months maximum. This protects you from unlimited fee growth on cases that take longer than expected. Many personal injury cases settle within 12-18 months, but some take longer.
Fee cap benefits:
- Protection from runaway costs
- Predictable maximum payment
- Peace of mind during long cases
- Competitive advantage over other companies
Some funding companies let fees grow forever. Our cap saves you money on cases that extend beyond three years. This protection is especially important for complex personal injury cases.
Simple Repayment
Your attorney handles all repayment from your settlement proceeds. You never pay us directly from your personal funds. The process is automatic when your case settles.
Repayment process:
- Attorney notifies us of settlement
- We calculate final payoff amount
- Attorney sends payment from settlement
- You receive remaining proceeds
This process protects both parties and ensures proper payment. Your attorney is familiar with this procedure because most personal injury lawyers work with funding companies regularly.
Why Personal Injury Attorneys Work With Us
Client Benefits
Attorneys want their clients to succeed. Financial stress can force clients to accept low settlement offers. Lawsuit funding removes this pressure and helps attorneys negotiate better outcomes for their clients.
How funding helps attorney-client relationships:
- Removes pressure to settle quickly
- Allows complete medical treatment
- Reduces client stress and anxiety
- Improves attorney-client communication
- Leads to better case outcomes
Attorneys often refer clients to us because they’ve seen positive results. Clients with funding can focus on recovery and case development instead of financial survival.
Case Development
Proper case development takes time and money. Personal injury attorneys advance case expenses like expert witnesses, medical records, and court filing fees. These costs can be substantial in complex cases.
Common case expenses:
- Medical record acquisition
- Expert witness fees
- Court filing and deposition costs
- Investigation and accident reconstruction
- Trial preparation expenses
Some attorneys have limited resources for case development. Lawsuit funding helps clients cover living expenses so attorneys can focus resources on building strong cases.
Professional Relationships
We maintain professional relationships with thousands of personal injury attorneys nationwide. Our reputation for fair dealing and quick payments makes attorneys comfortable referring clients to us.
Why attorneys trust us:
- Quick response and approval times
- Professional case evaluation process
- Fair rates and transparent terms
- Reliable payment and communication
- Ethical business practices
Building trust with attorneys benefits everyone involved. Attorneys get better outcomes for clients, clients get needed funding, and we build long-term business relationships.
Common Personal Injury Funding Questions
Will funding hurt my case?
Lawsuit funding will not hurt your personal injury case. The insurance company won’t know you received funding unless your attorney tells them. Many attorneys prefer clients with funding because it removes settlement pressure.
Benefits to your case:
- Complete medical treatment documentation
- No pressure to accept low offers
- Better attorney-client relationship
- Proper case development time
- Focus on recovery instead of money
Some people worry that funding shows weakness or desperation. Actually, funding shows you’re confident in your case and willing to wait for fair compensation.
How much money can I get?
Funding amounts depend on your case value and injury severity. We typically advance 10-15% of estimated settlement value. Strong personal injury cases may qualify for higher percentages.
Typical funding amounts:
- Minor injuries: $1,000 – $10,000
- Moderate injuries: $10,000 – $50,000
- Severe injuries: $50,000 – $100,000+
- Catastrophic injuries: $100,000+
We can provide additional funding as your case develops. If your case value increases or you need more money, we can approve supplemental advances. Many clients receive multiple funding installments.
What if my case takes longer than expected?
Personal injury cases can take longer than expected. Court delays, insurance company tactics, and medical complications can extend timelines. You still make no monthly payments regardless of case length.
Timeline protection:
- No monthly payment requirements
- 36-month fee cap protection
- No penalties for case delays
- Continued support throughout process
Our fee cap protects you from unlimited growth on long cases. After three years, fees stop accumulating no matter how long your case takes.
Can I get funding for ongoing medical treatment?
Yes, many clients use funding for continued medical care. Personal injury victims often need ongoing treatment, physical therapy, and specialist appointments. Health insurance may not cover all necessary care.
Medical funding uses:
- Specialist appointments and consultations
- Physical therapy and rehabilitation
- Prescription medications and equipment
- Alternative treatments and pain management
- Mental health counseling and support
Getting proper medical treatment helps your case and your recovery. Better medical documentation typically leads to higher settlement amounts.
What happens if I already have debt?
Personal injury lawsuit funding is not traditional debt. You have no personal obligation to repay if your case loses. This funding doesn’t appear on credit reports or affect your credit score.
Debt differences:
- No personal guarantee required
- No credit check or income verification
- No impact on credit score
- No monthly payment obligations
- No personal liability for repayment
You can get lawsuit funding even with bad credit, existing debt, or no income. We only care about your case strength, not your financial situation.
How to Apply for Personal Injury Funding
Online Application
Complete our secure application in 5-10 minutes. Personal injury applications are straightforward because we understand these case types well. We need basic information about your accident and injuries.
Required information:
- Your contact information
- Accident date and details
- Injury description and treatment
- Attorney name and contact
- Insurance information if available
Most personal injury applications get reviewed within hours. Strong cases with experienced attorneys often get approved the same day.
Through Your Attorney
Many attorneys help clients apply for lawsuit funding. Your lawyer may have existing relationships with funding companies and can recommend the best options for your case.
Attorney-assisted applications:
- Faster approval process
- Attorney review of terms
- Professional case presentation
- Established company relationships
- Streamlined documentation
Ask your attorney about lawsuit funding options. Most personal injury lawyers are familiar with funding companies and can help you choose the best option.
Get Personal Injury Funding Today
Quick Approval Process
Most personal injury cases get approved quickly because they follow predictable patterns. Clear liability, documented injuries, and adequate insurance coverage lead to fast approvals.
Typical approval timeline:
- Application submitted online or by phone
- Attorney contacted within 2-4 hours
- Case reviewed and decision made within 24 hours
- Funding delivered within 24 hours of approval
Strong personal injury cases with responsive attorneys can get approved and funded within 48 hours of application. This quick process helps you get money when you need it most.
Professional Service
We treat personal injury clients professionally because we understand the stress and challenges you’re facing. Our team has experience with thousands of personal injury cases and knows how to help.
Professional service standards:
- Respectful and understanding communication
- Quick response to calls and questions
- Transparent rates and terms
- Ethical business practices
- Long-term client relationships
We want you to focus on recovery and getting fair compensation. Our funding helps remove financial stress so you can concentrate on what matters most.
Get Started Now
Don’t wait for your settlement to get the money you need. Personal injury cases can take months or years to resolve. Your bills and expenses can’t wait that long.
Ready to apply?
- Apply online at our secure application page
- Ask your attorney about lawsuit funding options
Get the money you need today. Personal injury lawsuit funding helps you bridge the gap between injury and settlement. Apply now and get cash in 24 hours.
Personal injury lawsuit loans from 123 Lawsuit Loans are non-recourse, meaning you only pay back if your case settles successfully. Personal injury lawsuit loans rates and terms vary by case type and individual circumstances. Funding is subject to case review and approval.
