Knee Replacement Lawsuit Loans – Get Cash While Your Case is Pending

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Get the Money You Need While Fighting Your Knee Replacement Lawsuit

Your knee replacement was supposed to restore your mobility and end your pain. Instead, a defective implant has left you with worse problems than before your surgery. Knee Replacement Lawsuit Loans exist to provide financial relief while your case against manufacturers like Exactech, Zimmer, DePuy, or Stryker works through the legal system.

If you received a faulty knee implant that loosened, failed prematurely, or required revision surgery, you know the financial pressure this creates. Medical bills pile up from additional surgeries and treatments. You might be unable to work due to chronic pain or recovery time. Your family struggles to cover basic expenses while waiting for your lawsuit to settle.

123 Lawsuit Loans provides fast Knee Replacement Lawsuit Loans to help you stay financially stable while your case moves forward. We’ve been helping plaintiffs since 2008 with an A+ BBB rating and 98% customer satisfaction. You shouldn’t have to choose between paying your bills and fighting for the compensation you deserve from negligent medical device companies.

Why Knee Replacement Lawsuit Victims Need Pre-Settlement Funding

Knee replacement surgery is one of the most common orthopedic procedures, with over 700,000 performed annually in the United States. When these devices fail, the results can be devastating. Component loosening, premature wear, and implant failure create immediate medical crises and long-term disabilities. The financial impact hits families hard while lawsuits take years to resolve.

Revision Surgery and Medical Complications Defective knee implants often require revision surgery to replace failed components or remove loose implants entirely. Revision surgery is more complex and risky than the original procedure, with longer recovery times and higher complication rates. Many patients need multiple revision surgeries when replacement implants also fail. The costs for revision procedures can reach $50,000 to $100,000 or more, even with insurance coverage.

Chronic Pain and Disability Failed knee implants cause severe chronic pain that significantly impacts quality of life. Patients experience constant discomfort, limited mobility, and inability to perform basic daily activities. Many people become partially or permanently disabled due to implant complications. Chronic pain requires ongoing medical management, physical therapy, and pain medications that create additional expenses.

Lost Income and Career Impact Knee implant complications often prevent patients from working at their previous capacity or at all. Physical jobs become impossible when knee implants fail or cause chronic pain. Extended recovery periods from revision surgeries keep patients out of work for months. Some people must change careers or become permanently disabled, losing their primary source of income when they need money most.

Financial Pressure from Manufacturers Major medical device companies like Exactech, Zimmer, DePuy, and their insurance companies use financial desperation against plaintiffs. They know that families struggling to pay bills often accept inadequate settlement offers rather than wait for fair compensation. These companies have vast resources and can afford to delay cases for years hoping you’ll run out of money.

Major Knee Replacement Manufacturers and Current Lawsuit Status

Knee Replacement Lawsuit Loans help victims of defective implants from all major manufacturers involved in ongoing litigation and settlement negotiations.

Exactech Knee Replacement Lawsuits Exactech faces the most active knee replacement litigation with over 1,800 federal cases and 740 state court cases. The company filed for bankruptcy in January 2025, complicating the litigation timeline but not eliminating settlement prospects. Exactech’s bankruptcy filing came after years of litigation over defective packaging that caused premature implant failure.

Exactech Optetrak, Optetrak Logic, and Truliant Knee Systems – These knee replacements were recalled due to packaging failures that exposed polyethylene inserts to oxygen. The oxidation caused premature breakdown of implant components, leading to early failure and revision surgery. The recall affected approximately 140,000 knee implants distributed in the United States.

The packaging problem occurred because Exactech used vacuum-sealed bags without proper oxygen barriers. The missing secondary barrier layer allowed oxygen to penetrate the packaging and degrade the polyethylene inserts over time. This manufacturing defect affected implants produced since 2004, creating problems for thousands of patients years after their surgeries.

Exactech Bankruptcy Impact – While Exactech’s bankruptcy filing has stalled current litigation, the company plans to be purchased by private equity firms. The bankruptcy estate has assets estimated between $100 and $500 million that could fund settlement payouts. However, the exact timeline and settlement amounts remain uncertain due to the ongoing bankruptcy proceedings.

Zimmer Biomet Knee Replacement Lawsuits Zimmer Biomet has faced multiple knee replacement lawsuits over different implant models. The company’s NexGen Knee MDL included over 1,700 cases at its peak, though most cases have been dismissed or settled. Zimmer reached confidential settlements for remaining NexGen cases in 2019.

Zimmer NexGen Knee System – This knee replacement system faced two major recalls. In 2010, Zimmer recalled 68,000 NexGen components due to loosening problems when devices weren’t properly cemented or lacked stems. The FDA received over 100 reports of premature loosening. In 2014, Zimmer recalled another 40,000 components due to faulty threaded connections that prevented proper fitting.

Zimmer Persona Knee System – The FDA issued warnings about potential defects in Zimmer Persona knees in 2015, affecting over 12,000 patient implants. The FDA advised physicians to stop using any Persona knees they had in stock. Some patients experienced early failure rates requiring revision surgery within three years instead of the expected 15-year lifespan.

DePuy Synthes (Johnson & Johnson) Knee Lawsuits DePuy’s Attune Knee System has been the subject of numerous individual lawsuits, though no formal recall has been issued. Patients claim the Attune system has significantly higher failure rates compared to competing products, leading to premature loosening and revision surgery.

DePuy Attune Knee System Problems – A 2017 analysis by the Kansas City Business Journal found that Attune implants generated nearly eight times as many adverse event reports to the FDA compared to competing products. Attune failures required nearly 10 times as many revision surgeries as the Zimmer Persona knee. Patients reported persistent pain, instability, and component loosening within two years of surgery.

Stryker and Smith & Nephew Knee Lawsuits Stryker faced lawsuits over its Duracon Unicompartmental Knee System, which was recalled due to knee stiffness, pain, and instability problems. Smith & Nephew recalled its Journey I BCS Knee System in 2018 after joint registries in the UK and Australia reported revision surgery rates 1.5 times higher than average for all knee replacements.

How Our Knee Replacement Lawsuit Funding Works

Knee Replacement Lawsuit Loans provide the financial stability you need to pursue full compensation from negligent manufacturers. Our process gets you money quickly when you need it most.

Step 1: Simple Online Application Complete our straightforward application with basic information about your knee replacement lawsuit. We need details about your implant manufacturer, complications you experienced, and your attorney’s contact information. The entire application takes just minutes to complete online.

Step 2: Attorney Collaboration Process We work directly with your existing lawyer to review your case details and evaluate the strength of your claim. Your attorney maintains complete control over legal strategy and settlement negotiations. We never interfere with how your case is handled or pressure you to accept any particular settlement.

Step 3: Fast Case Evaluation Our experienced underwriters specialize in knee replacement cases and understand settlement patterns for different manufacturers and complications. We evaluate factors like your specific implant model, complications experienced, medical expenses, lost wages, and the defendant manufacturer’s liability exposure. Most applicants receive approval decisions within 24 hours.

Step 4: Quick Cash Delivery Once approved, we can deliver cash to your bank account within 24 hours through direct deposit. Use the money for any expenses you need – medical bills, living costs, or other financial obligations. There are no restrictions on how you spend your advance.

Common Knee Replacement Complications and Injuries We Fund

We provide Knee Replacement Lawsuit Loans for cases involving all types of complications caused by defective knee implants from major manufacturers.

Component Loosening and Instability The most common problem with defective knee implants is premature loosening of components. The implant pieces fail to properly attach to your bone, creating instability and pain. Loosening can occur when cement fails to bond properly, when implant surfaces are defective, or when manufacturing defects prevent secure attachment. Loose implants cause severe pain and require revision surgery to replace or repair the failed components.

Premature Implant Failure Quality knee implants should last 15-20 years or longer. Defective implants fail much sooner, sometimes within just 2-3 years of implantation. Premature failure occurs due to manufacturing defects, design flaws, or material problems like the oxidation issues affecting Exactech implants. Early failure forces patients to undergo revision surgery years or decades sooner than expected.

Polyethylene Insert Degradation Many knee implants include polyethylene inserts that act as cushioning between metal components. When these inserts break down prematurely due to oxidation or other defects, they create debris and inflammation. The degraded material can cause tissue damage, bone loss, and component loosening requiring revision surgery to remove damaged tissue and replace failed components.

Tibial Component Problems The tibial component attaches to the top of your shinbone and must remain securely fixed for the implant to function properly. Manufacturing defects, design flaws, or surgical technique problems can cause tibial components to loosen, tilt, or sink into the bone. These problems create pain, instability, and the need for revision surgery to replace the failed component.

Femoral Component Failure The femoral component attaches to the end of your thighbone and forms the upper part of the artificial joint. When femoral components fail due to design defects or manufacturing problems, patients experience pain, clicking, grinding sensations, and instability. Femoral component failures often require complex revision surgery to remove the failed component and repair any bone damage.

Infection and Inflammatory Reactions Defective knee implants can increase the risk of infection or cause inflammatory reactions in surrounding tissues. Some patients develop chronic infections that are difficult to treat and may require implant removal. Inflammatory reactions to implant debris or materials can cause tissue damage, bone loss, and chronic pain requiring ongoing medical treatment.

Range of Motion Problems Failed knee implants often result in limited range of motion, making it difficult to bend or straighten your knee properly. Stiffness, pain, and mechanical problems prevent normal knee function. Some patients experience complete loss of knee mobility requiring assistive devices like wheelchairs or walkers for basic movement.

Knee Replacement Settlement Values and Case Examples

Knee replacement manufacturers have paid substantial settlements and faced significant jury verdicts, demonstrating the serious value of these cases and why pre-settlement funding makes financial sense.

Exactech Settlement Projections Before Exactech’s bankruptcy filing, attorneys estimated that successful Exactech knee replacement lawsuits could result in settlements ranging from $50,000 to $400,000. The wide range reflects differences in injury severity, revision surgery requirements, and individual damages. Cases involving multiple revision surgeries or permanent disability typically settle for higher amounts.

Historical Settlement Examples One of the largest knee replacement settlements involved Sulzer Medica, which paid $1 billion to settle approximately 4,000 hip and knee implant cases. This settlement averaged about $250,000 per case. Sulzer changed its name to Centerpulse after the recall and was later purchased by Zimmer for $3.2 billion in 2003.

Typical Settlement Ranges Most successful knee replacement lawsuits settle between $100,000 and $300,000, depending on case-specific factors. Cases involving severe complications, multiple revision surgeries, or permanent disability often settle for higher amounts. Younger patients who face decades of future medical treatment typically receive larger settlements than older patients.

Factors Affecting Settlement Values Settlement amounts depend on multiple factors including the severity of complications, total medical expenses, lost wages, age at time of surgery, degree of permanent disability, future medical needs, pain and suffering, and the specific manufacturer and implant model involved. Cases against manufacturers with established liability patterns often settle more quickly and for higher amounts.

Why Choose 123 Lawsuit Loans for Your Knee Replacement Case

Non-Recourse Funding – Not a Traditional Loan Knee Replacement Lawsuit Loans are non-recourse advances, which means you only pay us back if you win or settle your case. If you lose your lawsuit for any reason, you owe us nothing at all. This isn’t debt that follows you around – it’s risk-free financial assistance when you need it most during this difficult time.

No Credit Checks or Income Requirements Your credit score doesn’t matter. Your employment status doesn’t matter. Your current income doesn’t matter. We only evaluate the strength of your knee replacement lawsuit and your potential recovery amount. Even if you’ve been denied for traditional loans due to credit problems, you may still qualify for pre-settlement funding.

No Monthly Payments Required You don’t make any payments while your case is pending. There are no monthly bills to worry about or stress over. You can focus on your recovery and let your attorney handle your lawsuit without the additional financial pressure of making loan payments during an already difficult time.

24-Hour Approval and Funding We understand you need money now, not weeks from now. Our streamlined process evaluates knee replacement cases quickly based on established settlement patterns and manufacturer liability. Most applicants receive approval decisions within 24 hours, and approved clients can have cash in their accounts within 24 hours of approval.

A+ BBB Rating and 98% Customer Satisfaction We’ve been helping lawsuit plaintiffs for over 15 years with an A+ Better Business Bureau rating. Our 98% customer satisfaction rating reflects our commitment to treating clients fairly during their most difficult times. We’re here to help you through this challenge, not take advantage of your situation.

Specialized Knee Replacement Case Knowledge Our underwriters specialize in medical device litigation and understand the complexities of knee replacement cases. We know settlement patterns for different manufacturers, typical complications, and liability factors. This expertise helps us evaluate cases accurately and provide appropriate funding amounts quickly and efficiently.

The Knee Replacement Lawsuit Process and Timeline

Understanding how knee replacement lawsuits work helps explain why pre-settlement funding is valuable for plaintiffs facing financial pressure during lengthy litigation.

Case Investigation and Medical Record Review Your attorney investigates your case by gathering comprehensive medical records documenting your knee replacement surgery and subsequent complications. This includes pre-operative records, surgical reports, post-operative imaging studies, revision surgery records, and ongoing treatment documentation for complications.

Expert Medical Witness Development Knee replacement cases require medical experts to establish causation between your implant and your complications. Your attorney must find qualified orthopedic surgeons or biomedical engineers who can testify about implant design defects, manufacturing problems, and how these defects caused your specific complications rather than normal surgical risks.

Discovery and Document Exchange Both sides exchange information and documents related to your case. This includes detailed medical records, expert witness reports, and internal company documents about implant design, testing, manufacturing processes, and known problems. Discovery can take 6-18 months in complex medical device cases involving major manufacturers.

Settlement Negotiations or Trial Preparation Depending on the manufacturer and your case specifics, your attorney will either engage in settlement negotiations or prepare for trial. Some manufacturers like Zimmer have settled cases through negotiations, while others may prefer to fight cases in court. Trial preparation is extensive and expensive, requiring additional expert witnesses and demonstrative exhibits.

Multidistrict Litigation (MDL) Considerations Many knee replacement cases are part of multidistrict litigation proceedings where similar cases are grouped together for efficient pretrial handling. The Exactech MDL includes over 1,800 cases, though the recent bankruptcy filing has complicated the timeline. MDL cases can take longer to resolve due to the volume of cases involved.

Appeals and Final Resolution Even after trial or settlement, appeals can extend the process for additional months or years. Defense attorneys often appeal adverse jury verdicts, and settlement distributions in MDL cases can take time to process. Bankruptcy proceedings, like in the Exactech case, can further complicate and extend the timeline for final resolution.

What You Can Use Your Knee Replacement Lawsuit Loan For

Once you receive your advance, the money is yours to use for any expenses you need. There are no restrictions on how you spend your Knee Replacement Lawsuit Loans.

Medical Expenses and Ongoing Treatment Pay for medical care related to your knee replacement complications. This includes revision surgery costs, hospital bills, physical therapy, rehabilitation services, pain management treatment, medications, imaging studies, or specialized procedures needed to address ongoing problems from your defective implant.

Living Expenses and Family Support Keep up with your mortgage or rent, utilities, car payments, insurance premiums, groceries, and other essential monthly expenses. Maintain your family’s standard of living while your case works through the legal system. Help family members who might be assisting with your care during recovery periods.

Lost Income Replacement Replace wages lost due to time off work for medical treatment, recovery periods, or court proceedings. Many knee replacement victims can’t work at their previous capacity after suffering serious complications from device failures. Some become permanently disabled and lose their primary source of income entirely.

Mobility and Accessibility Modifications Cover costs for mobility aids like wheelchairs, walkers, or crutches that you need due to knee implant complications. Pay for home modifications like ramps, grab bars, or stairlifts that make your living space accessible. Vehicle modifications may be needed if your knee problems affect your ability to drive safely.

Transportation and Travel Costs Cover expenses for medical appointments, depositions, expert consultations, or travel to specialized treatment facilities. Some knee replacement complications require treatment at major medical centers that may be far from your home. Court appearances and legal proceedings also require transportation expenses.

Childcare and Family Care Pay for childcare while you attend medical appointments or court proceedings. Cover your children’s school expenses or activities that might be affected by your reduced income. Assist elderly parents or other family members who depend on your support during this difficult time.

Qualifying for Knee Replacement Lawsuit Loans

To qualify for Knee Replacement Lawsuit Loans, you need to meet basic criteria that demonstrate you have a viable case with settlement potential against knee replacement manufacturers.

Active Knee Replacement Lawsuit Required You must have an active lawsuit filed by a qualified attorney against a knee replacement manufacturer for complications from a defective device. Cases in early investigation stages may also qualify depending on the circumstances and strength of your potential claim against the manufacturer.

Documented Knee Replacement Complications You need medical documentation showing complications directly related to your knee replacement implant. This includes records of component loosening, premature failure, revision surgery, ongoing medical treatment, or permanent disabilities caused by the defective device. Clear medical evidence linking your problems to the implant is essential.

Attorney Representation Required We require that you have legal representation from an attorney experienced in medical device litigation. We work directly with your lawyer to evaluate your case and process your funding application. Your attorney must be willing to cooperate with our evaluation process and provide necessary case information.

Confirmed Implant Manufacturer and Model Your medical records should identify the specific knee replacement manufacturer and model you received. We need documentation showing which company made your implant (Exactech, Zimmer, DePuy, Stryker, etc.) and the specific model or system involved in your complications.

Reasonable Settlement or Verdict Prospects Your case should have realistic prospects for settlement or favorable jury verdict. While we can’t predict exact outcomes, there should be clear medical evidence linking your complications to the defective implant and establishing the manufacturer’s liability for your injuries and damages.

Don’t Let Financial Pressure Force a Bad Settlement

Knee replacement manufacturers and their insurance companies use financial desperation as a litigation strategy. They know that plaintiffs struggling to pay bills often accept inadequate settlement offers rather than wait for fair compensation.

Manufacturer Delay Tactics Defense attorneys for companies like Exactech, Zimmer, DePuy, and others often use procedural delays hoping plaintiffs will run out of money. They know that financially desperate people make poor negotiating decisions when facing eviction, foreclosure, or mounting medical debt. These companies have unlimited resources to fight cases for years.

The True Cost of Early Settlement Accepting an inadequate settlement might solve immediate financial problems but leaves you without resources for future medical needs. Knee replacement complications often require ongoing treatment for years or decades after the initial problems appear. Your settlement should account for future medical expenses, long-term care needs, and permanent disabilities.

How Funding Levels the Playing Field Knee Replacement Lawsuit Loans give you the financial stability to wait for a fair settlement offer or proceed to trial if necessary. With your immediate needs covered, your attorney can negotiate from a position of strength rather than desperation. You can focus on your health and recovery instead of worrying about how to pay your bills.

Recent Knee Replacement Lawsuit Updates and Developments

New developments in knee replacement litigation continue to affect case values and settlement prospects for plaintiffs with pending lawsuits.

Exactech Bankruptcy Developments Exactech’s January 2025 bankruptcy filing has created uncertainty for the over 1,800 pending federal cases and 740 state court cases. While bankruptcy doesn’t eliminate settlement prospects, it complicates the timeline and process. The company’s planned sale to private equity firms may provide funds for settlements, but the timeline remains uncertain.

Bellwether Trial Schedule Changes The first Exactech bellwether trials were initially scheduled for June and August 2025 but have been rescheduled to July 6, 2025, and September 29, 2025, respectively. These trials will help determine liability and potential settlement values for similar cases. The outcomes could significantly influence future settlement negotiations.

New Research on Knee Implant Failures Medical research continues to document problems with various knee replacement systems. Studies showing high failure rates, premature wear, and complications strengthen existing cases and support claims for higher compensation. New research on long-term outcomes helps establish the full scope of damages from defective implants.

Regulatory Developments The FDA continues to monitor knee replacement safety and has issued recalls for various manufacturers. Recent regulatory actions emphasize the importance of proper testing and quality control in medical device manufacturing, supporting plaintiffs’ claims that manufacturers failed to ensure product safety.

Apply for Knee Replacement Lawsuit Loans Today

If you’re struggling financially while your knee replacement lawsuit is pending, Knee Replacement Lawsuit Loans can provide the relief you need. Our application process is quick, easy, and creates no obligations.

Risk-Free Application Process Applying costs nothing and creates no commitment on your part. If you’re not approved or decide you don’t need the funding, you owe us nothing. There are no application fees, processing fees, or hidden costs of any kind.

Work With Your Current Attorney You don’t need to change lawyers or find new legal representation. We work with your existing attorney to evaluate your case and process your funding request. Your lawyer remains in complete control of your case strategy and settlement negotiations.

Fast Approval and Funding Most applicants receive approval decisions within 24 hours of submitting complete applications. Approved clients typically receive funds within 24 hours of approval through direct bank deposit or expedited check delivery.

Focus on Your Recovery Stop worrying about how to pay your bills and start focusing on your health and recovery. Knee Replacement Lawsuit Loans provide the financial peace of mind you need during this challenging time in your life.

Your defective knee replacement has already caused enough pain and suffering. Don’t let financial stress make your situation worse. Apply for pre-settlement funding today and get the money you need to stay financially stable while fighting for the full compensation you deserve from negligent medical device manufacturers.

Ready to Get Started? Complete our simple online application now. Most applicants receive approval within 24 hours, and approved clients can have cash in hand within 24 hours of approval. Get the financial relief you need to fight for justice without settling for less than your case is worth.


This is not a traditional loan. Knee Replacement Lawsuit Loans are non-recourse funding, meaning you only pay us back if you win or settle your case. Rates and terms vary by case. Attorney involvement is required – we work with your existing legal counsel. 123 Lawsuit Loans has been providing pre-settlement funding since 2008 with an A+ BBB rating and 98% customer satisfaction.

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