Fast Lawsuit Funding Made Simple™ Since 2008
123 Lawsuit Loans is a leading pre-settlement funding company that has helped over 25,000 plaintiffs get cash while their cases settle. We founded our lawsuit loans company in 2008 with a simple mission: help people get the money they need during legal proceedings without the stress of monthly payments or credit checks.
Our pre-settlement funding company operates on a basic principle that makes sense for lawsuit plaintiffs. You get money today when you need it most. You only pay us back if you win your case. If you lose, you owe nothing. This approach has made us one of the most trusted lawsuit funding companies in America.
We provide lawsuit loans for personal injury cases, car accidents, slip and falls, medical malpractice, and many other types of legal claims. Our team has funded over $150 million in lawsuit advances, helping families pay bills, cover medical expenses, and maintain their quality of life while pursuing justice.
Ready to get started? Apply online today for fast pre-settlement funding approval.
Our Story: How 123 Lawsuit Loans Began
Founded in 2008 with a Clear Mission
Our lawsuit loans company started during the 2008 financial crisis when people needed help more than ever. The founders saw how difficult it was for lawsuit plaintiffs to survive financially while waiting for their cases to settle. Banks wouldn’t lend to people with pending lawsuits, and credit cards had sky-high interest rates.
The pre-settlement funding industry was small and dominated by companies that charged excessive fees and used confusing contracts. We decided to build a different kind of lawsuit funding company – one that treated people fairly and explained everything clearly.
Our founding principles remain the same today:
- Transparent rates with no hidden fees
- Simple contracts in plain English
- Respectful treatment of all clients
- Fast funding when people need it most
- Ethical business practices always
We started small, funding a few dozen cases in our first year. Word spread among attorneys and their clients about our fair rates and honest approach. By 2010, we were funding hundreds of cases annually. Today, we’re one of the largest and most respected lawsuit loans companies in the United States.
Growing Through Trust and Referrals
Most of our business comes from referrals – attorneys who recommend us to their clients and clients who tell their friends about our services. This organic growth proves that our approach works. You can’t build a successful pre-settlement funding company on tricks or high-pressure tactics.
We’ve never advertised at hospitals or medical facilities. We don’t chase ambulances or call accident victims at home. Our lawsuit funding company grows because we do good work for people who need help. Attorneys trust us with their clients because we deliver on our promises.
Our growth milestones show our commitment:
- 2008: Founded with $1 million in funding capital
- 2010: Reached $10 million in annual funding
- 2015: Expanded to serve 45 states nationwide
- 2020: Achieved $50 million in total funding
- 2025: Over $150 million funded to 25,000+ clients
Each milestone represents thousands of families we’ve helped during difficult times. Every lawsuit loan we provide helps someone pay rent, cover medical bills, or simply put food on the table while seeking justice.
What Makes Our Lawsuit Loans Company Different
Transparent Rates and Terms
Most pre-settlement funding companies hide their real costs behind complex contracts and confusing language. We believe in complete transparency. Our rates start at 2.9% monthly for the strongest cases. Most clients pay between 3.5% and 4.5% monthly. We tell you exactly what you’ll pay before you sign anything.
Our transparent approach includes:
- Clear rate disclosure upfront
- Simple contracts in plain English
- No hidden fees or surprise charges
- 36-month fee cap protection
- Detailed payment examples
We don’t believe in small print or gotcha clauses. When you work with our lawsuit loans company, you know exactly what you’re getting. We explain every term and answer every question before you sign our funding agreement.
Many clients tell us we’re the first funding company that actually explained how lawsuit loans work. We take time to make sure you understand the process completely. This transparency has made us one of the most trusted pre-settlement funding companies in the industry.
Fast and Simple Process
We approve most lawsuit loans within 24 hours because we’ve streamlined our process over 17+ years of experience. Simple cases with clear liability often get approved in just a few hours. We work directly with your attorney to speed up the review process.
Our efficient process includes:
- Simple online application in minutes
- Direct attorney contact within hours
- Fast case review and decision
- Money in your account within 24 hours
- No paperwork hassles or delays
Speed matters when you’re facing financial pressure. Bills don’t wait for lawsuit settlements. We understand this urgency and respond accordingly. Our pre-settlement funding company prioritizes fast service without sacrificing quality case evaluation.
We’ve funded emergency cases on weekends and holidays when plaintiffs needed help immediately. While we can’t guarantee weekend funding, we always try to help when people are in crisis. This flexibility sets our lawsuit funding company apart from competitors.
Ethical Business Practices
Our lawsuit loans company follows strict ethical guidelines that go beyond industry standards. We’re members of professional associations and maintain all required state licenses. We never engage in deceptive practices or high-pressure sales tactics.
Our ethical commitments include:
- Honest advertising with accurate information
- Respectful treatment of all clients
- Professional relationships with attorneys
- Compliance with all state and federal laws
- Fair resolution of any complaints
We believe lawsuit funding should help people, not take advantage of them. Some companies in our industry have given pre-settlement funding a bad reputation through excessive fees and predatory practices. We work hard to be different.
Our A+ Better Business Bureau rating reflects our commitment to ethical business practices. We respond to every complaint within 24 hours and resolve issues fairly. Most complaints involve misunderstandings that we clear up quickly through honest communication.
Our Team and Expertise
Experienced Lawsuit Funding Professionals
Our team includes experts in law, finance, and customer service who understand the challenges lawsuit plaintiffs face. Many of our senior staff members have worked in the pre-settlement funding industry for over a decade. This experience helps us evaluate cases accurately and serve clients effectively.
Our team includes:
- Former attorneys who understand legal procedures
- Finance professionals who evaluate case values
- Customer service specialists who help clients
- Operations managers who ensure fast funding
- Compliance officers who maintain legal standards
We hire people who genuinely want to help others during difficult times. Working at a lawsuit loans company isn’t just a job for our team members – it’s a mission to help people get through tough situations while pursuing justice.
Continuing education keeps our team sharp. We attend legal conferences, participate in industry training, and stay current on changes in personal injury law. This ongoing education helps us serve clients better and evaluate cases more accurately.
Relationships with Attorneys Nationwide
We work with thousands of attorneys across the United States who refer clients to our pre-settlement funding company. These relationships have developed over years of professional service and reliable funding delivery.
Attorneys choose our lawsuit loans company because:
- We respond quickly to their clients’ needs
- We offer competitive rates and fair terms
- We handle funding professionally and discreetly
- We never interfere with attorney-client relationships
- We deliver funding as promised every time
Many attorneys tell us we’re their preferred funding partner because we make their jobs easier. When clients have financial stability through lawsuit loans, attorneys can focus on building strong cases instead of managing client financial crises.
We provide attorney support services including case status updates, funding confirmations, and settlement coordination. This professional approach has earned us respect throughout the legal community and steady referral business.
Industry Knowledge and Specialization
Our lawsuit funding company specializes in personal injury cases because we understand these claims better than general lenders. Car accidents, slip and falls, medical malpractice, and workplace injuries each have unique characteristics that affect case values and timelines.
Our specialization includes:
- Personal injury case evaluation expertise
- Insurance coverage analysis and investigation
- Medical record review and interpretation
- Settlement negotiation timeline predictions
- State law variations and their impact
This specialized knowledge helps us make better funding decisions and offer more competitive rates. We know what insurance companies pay for different types of injuries and how long cases typically take to settle.
We track industry trends including changes in settlement amounts, insurance company practices, and court procedures. This market intelligence helps us serve clients better and maintain our position as a leading pre-settlement funding company.
Our Commitment to Clients
Putting Clients First
Every decision at our lawsuit loans company starts with one question: How does this help our clients? This client-first approach guides everything from our rate structure to our customer service policies. We succeed when our clients succeed.
Our client commitments include:
- Treating every person with respect and dignity
- Providing clear information about rates and terms
- Responding quickly to questions and concerns
- Delivering funding as promised every time
- Supporting clients throughout their legal cases
We remember that behind every application is a real person facing real challenges. Maybe you can’t work because of your injuries. Maybe medical bills are piling up. Perhaps you’re worried about losing your home. We take these concerns seriously and work hard to help.
Client feedback shapes our services. We regularly survey clients about their experiences and make improvements based on their suggestions. This feedback has led to better online applications, clearer contracts, and faster funding processes.
Supporting Clients During Difficult Times
Lawsuit plaintiffs face unique challenges that most people don’t understand. You’re dealing with injuries, medical treatment, lost income, and legal proceedings all at the same time. Our pre-settlement funding company exists to ease one of those burdens – financial stress.
We understand the challenges you face:
- Medical bills arriving faster than insurance payments
- Lost income from injuries preventing work
- Insurance companies offering inadequate settlements
- Legal cases taking longer than expected
- Family stress from financial pressure
Having lawsuit loans doesn’t solve all these problems, but it removes immediate financial pressure. When you don’t have to worry about paying rent or buying groceries, you can focus on recovery and getting fair compensation for your injuries.
We provide ongoing support throughout your case. If you need additional funding as your case develops, we can often provide supplemental advances. If you have questions about your account or timeline, our customer service team is available to help.
Building Long-Term Relationships
Our relationship with clients doesn’t end when we provide funding. We stay in touch throughout your case and remain available to answer questions or provide additional support. Many clients refer friends and family members to our lawsuit loans company years after their own cases settle.
Long-term relationships matter because:
- Clients trust companies that stand behind their services
- Referrals from satisfied clients are our best advertising
- Helping people creates positive impact in communities
- Building trust takes time and consistent performance
- Success comes from doing right by every client
We’ve helped parents pay for children’s medical care, seniors avoid losing their homes, and workers support their families during recovery. These relationships remind us why we started our pre-settlement funding company and motivate us to keep improving our services.
Why Clients Choose 123 Lawsuit Loans
Proven Track Record
Over 17 years in business has given our lawsuit loans company the experience to handle any type of personal injury case. We’ve seen every kind of situation and know how to help. This experience translates into better service and more competitive rates for our clients.
Our proven results include:
- 25,000+ clients served since 2008
- $150+ million in lawsuit funding provided
- 98% customer satisfaction rating
- A+ Better Business Bureau rating
- Thousands of successful case outcomes
These numbers represent real people who got the help they needed during difficult times. Each successful case adds to our experience and improves our ability to serve future clients effectively.
Attorneys recommend us because they’ve seen our results firsthand. When their clients have financial stability through lawsuit loans, cases often settle for higher amounts because there’s no pressure to accept quick, low offers from insurance companies.
Competitive Rates and Fair Terms
Our lawsuit funding company offers some of the lowest rates in the pre-settlement funding industry. We can offer competitive rates because of our experience, efficient operations, and large volume of cases. These savings get passed on to our clients.
Our competitive advantages include:
- Rates starting at 2.9% monthly
- 36-month fee cap protection
- No hidden fees or surprise charges
- Simple contracts in plain English
- Fast approval and funding processes
We regularly review our rates to ensure they remain competitive. Market conditions and regulatory changes can affect pricing, but we always strive to offer the best possible rates while maintaining quality service.
Fee protection sets us apart from many competitors. Our 36-month cap means your fees stop growing after three years, regardless of how long your case takes. This protection can save thousands of dollars on cases that extend beyond typical timelines.
Excellent Customer Service
Customer service is a top priority at our pre-settlement funding company. We hire friendly, knowledgeable people who genuinely want to help clients during difficult times. Our team receives regular training on both technical aspects of lawsuit funding and customer relations.
Our service standards include:
- Answering calls within three rings when possible
- Responding to emails within four hours
- Treating every client with respect and courtesy
- Following up on commitments and promises
- Resolving problems quickly and fairly
We measure customer satisfaction through surveys and feedback forms. Our 98% satisfaction rating reflects our commitment to excellent service. The few unsatisfied clients usually have concerns we address quickly and professionally.
Accessibility matters to our lawsuit loans company. We have staff members who speak multiple languages and can accommodate clients with disabilities. Our online application works with screen readers and other assistive technologies.
Our Impact and Community Involvement
Making a Difference in People’s Lives
Every lawsuit loan we provide makes a real difference in someone’s life. We’ve helped single mothers keep their homes while pursuing medical malpractice cases. We’ve helped seniors pay for prescription medications while waiting for slip and fall settlements. Our company have helped families cover funeral expenses while pursuing wrongful death claims.
Real stories from our clients include:
- A construction worker who kept his family housed during workers’ compensation proceedings
- A car accident victim who afforded physical therapy that restored her mobility
- A medical malpractice victim who pursued justice instead of accepting a quick settlement
- A slip and fall victim who avoided bankruptcy while his case developed
These stories remind us why our pre-settlement funding company exists. We’re not just providing money – we’re providing hope and stability during some of the worst times in people’s lives.
The ripple effects extend beyond our direct clients. When lawsuit plaintiffs have financial stability, they’re more likely to pursue fair compensation. This benefits not just individual clients but helps maintain accountability for negligent parties and makes communities safer.
Supporting the Legal System
Our lawsuit loans company supports the legal system by helping plaintiffs pursue legitimate claims without financial pressure. When insurance companies know plaintiffs have funding, they’re more likely to offer fair settlements instead of trying to take advantage of financial desperation.
Our support for justice includes:
- Enabling plaintiffs to pursue meritorious claims
- Reducing pressure to accept inadequate settlements
- Supporting attorney-client relationships
- Promoting fair case outcomes
- Maintaining ethical business practices
The legal system works best when both sides have adequate resources to present their cases. Our lawsuit funding helps level the playing field between individual plaintiffs and large insurance companies with deep pockets.
We educate consumers about their rights and options through our website, blog posts, and educational materials. Understanding how pre-settlement funding works helps people make informed decisions about their financial and legal options.
Industry Leadership
Our pre-settlement funding company participates in industry organizations and works to promote ethical standards throughout the lawsuit funding industry. We support regulations that protect consumers while preserving access to this important financial service.
Our industry involvement includes:
- Membership in professional associations
- Participation in regulatory discussions
- Support for consumer protection measures
- Advocacy for industry best practices
- Education about pre-settlement funding benefits
We believe the lawsuit funding industry should be transparent, fair, and helpful to consumers. Our voice in industry discussions helps promote these values and improve standards for all companies in our field.
Looking Forward: Our Future Plans
Continued Growth and Improvement
Our lawsuit loans company continues to grow and improve our services. We invest in new technology, expand our team, and explore new ways to help lawsuit plaintiffs get the financial support they need during legal proceedings.
Our future plans include:
- Enhanced online application and account management systems
- Expanded educational resources for clients and attorneys
- Additional funding options for different case types
- Improved customer service capabilities
- Continued rate competitiveness and fee protection
Growth allows us to serve more people and invest in better systems and services. Every improvement we make benefits current and future clients of our pre-settlement funding company.
Technology improvements will make our services faster and more convenient. We’re developing mobile applications, automated status updates, and enhanced attorney communication systems. These improvements will maintain our position as a leading lawsuit funding company.
Expanding Access to Justice
Our mission extends beyond just providing lawsuit loans. We want to expand access to justice by making it easier for people to pursue legitimate legal claims regardless of their financial situation. This broader mission drives our company policies and strategic decisions.
Expanding access includes:
- Serving clients in additional states as regulations permit
- Developing new funding products for different case types
- Educational programs about legal rights and options
- Partnerships with legal aid organizations
- Advocacy for fair and accessible legal systems
We believe everyone deserves the opportunity to seek justice when they’ve been wronged. Financial barriers shouldn’t prevent people from holding negligent parties accountable for their actions.
Our pre-settlement funding company will continue evolving to meet changing client needs and market conditions. The core mission remains the same: helping people get through difficult times while pursuing the compensation they deserve.
Contact 123 Lawsuit Loans
Ready to Get Started?
Applying for lawsuit loans is simple and fast. Complete our secure online application in just a few minutes. We’ll contact your attorney within hours and provide a funding decision within 24 hours for most cases.
Contact our lawsuit funding company:
- Online Application: Complete our secure form
- Email: info@123lawsuitloans.com
- Business Hours: Monday – Friday, 8:00 AM – 6:00 PM EST
Our pre-settlement funding company serves clients nationwide except in Arkansas, Kentucky, Maryland, Montana, Washington D.C., and West Virginia due to state regulations. Additional restrictions may apply in some states.
Questions About 123 Lawsuit Loans Services?
We’re happy to answer your questions about lawsuit loans, our application process, rates and terms, or anything else related to pre-settlement funding. Our customer service team has extensive experience and can explain how our services might help your specific situation.
Common questions we answer:
- How much funding can I get for my case?
- What are your rates and terms?
- How long does the application process take?
- When do I have to pay you back?
- What happens if I lose my case?
Don’t hesitate to reach out with any questions or concerns. Our lawsuit loans company succeeds when our clients have all the information they need to make informed decisions about their financial and legal options.
Apply online today and take the first step toward financial stability while your case settles. Our pre-settlement funding company is here to help you get through this difficult time with dignity and hope for a better future.
123 Lawsuit Loans is a trusted pre-settlement funding company serving clients since 2008. All lawsuit loans are non-recourse, meaning you only pay back if your case settles successfully. Rates and terms vary by case type and individual circumstances. Funding is subject to case review and approval.
