Bank loans require monthly payments, credit checks, and income verification. You must pay them back no matter what happens. Lawsuit funding is completely different. We don’t check your credit. You make no monthly payments. You only pay us back if you win your case. If you lose, you owe nothing.

If you lose your case, you pay us nothing. Zero. This is guaranteed in writing in your contract. We take the risk on your case, not you. You keep all the money we gave you, and we absorb the loss. This is why we carefully review each case before approving funding.

No, we don’t check your credit score. We don’t care about your credit history, employment status, or income level. We only care about the strength of your legal case and your potential settlement value. Bad credit won’t disqualify you from getting lawsuit funding.

Yes, you must have an attorney representing you. We work directly with your lawyer to review your case documents and evaluate your claim. Your attorney must agree to cooperate with our funding process and provide case information. Most attorneys are familiar with lawsuit funding and happy to work with us.

We need your basic contact information, details about your accident or injury, your attorney’s name and contact information, and the approximate value of your case. We’ll also ask how much funding you need and when your case is expected to settle. Your attorney will provide the detailed case documents.

Yes, you can apply even if your case just started. However, we need enough case development to evaluate the strength of your claim. This usually means having medical records, accident reports, and some initial case investigation completed. Very new cases may need more development before approval.

You pay us back only when your case settles or you receive a court judgment. Your attorney sends our portion directly from the settlement check. You never pay us from your own pocket. If your case takes years to resolve, you still make no payments until it settles.

Yes, we cap all fees at 36 months maximum. This means after three years, your fees stop growing no matter how long your case takes. Many companies let fees grow forever, but we protect you from runaway costs. This cap can save you thousands of dollars on cases that take a long time.

Yes, we maintain all required state licenses and follow strict industry regulations. We operate transparently and comply with all consumer protection laws. Our rates and terms are disclosed clearly before you sign any agreement. We’re members of relevant industry associations and maintain proper insurance coverage.

We provide lawsuit funding in 45 states across America. Due to state regulations, we cannot serve clients in Arkansas, Kentucky, Maryland, Montana, West Virginia, and Washington D.C. If you’re in one of these states, we’ll refer you to other reputable companies that may be able to help.

You can use the money for anything you need. Most clients use it for rent, mortgage payments, car payments, groceries, medical bills, and daily living expenses. Some use it for medical treatment related to their case. We don’t restrict how you spend the money – it’s yours to use as needed.

We typically advance 10-15% of your case’s estimated settlement value. For strong cases, we might go higher. Our advances range from $1,000 to $100,000+ depending on your case size and strength. We can also provide additional funding later if your case value increases or you need more money.

Yes, we keep all your information completely confidential. We only share case details with your attorney and our underwriting team. We never contact the insurance company, opposing party, or anyone else about your case. Your privacy is protected by strict confidentiality agreements and industry regulations.